Loonio Casinos in Canada
Fact-checked by our team of experts
Loonio casinos offer Canadian players a fast, familiar way to deposit and withdraw funds via Interac. As an online banking platform, Loonio connects directly with Canadian banks and credit unions, allowing real-time transactions without sharing card details with online casinos.
Best Loonio Casinos in Canada
| Rank | Casino | Bonus | Visit | Info |
|---|---|---|---|---|
| 1 |
Rooli Casino
|
$4,000+ 475 Free Spins | Visit Casino |
         
|
| 18+ T&C Apply. Play Responsibly. Full Terms Apply. This offer is not available for players residing in Ontario. | ||||
| 2 |
PlayAmo Casino
|
$1500+ 150 Free Spins | Visit Casino |
    
|
| 18+ T&C Apply. Play Responsibly. Full Terms Apply. This offer is not available for players residing in Ontario. | ||||
| 3 |
Woo Casino
|
$1500+ 200 Free Spins | Visit Casino |
 
|
| 18+ T&C Apply. Play Responsibly. Full Terms Apply. This offer is not available for players residing in Ontario. |
What Is Loonio and How Does It Work at Online Casinos?
Launched in 2022, Loonio is a new Canadian payment method that operates as an Interac-enabled payment processor, permitting players to move funds between their bank accounts and an online casino using secure online banking credentials. From our experience, the process is very straightforward: instead of entering your Visa or Mastercard digit numbers or setting up a separate e-wallet, you simply fill out the Loonio form, select your financial institution or credit union, and authorize the payment in real time.
Top 3 Loonio Casino Sites in Canada
Below are our top 3 picks where we’ve personally tested Loonio as a payment option. Each offers slightly different experiences in terms of speed, limits, and user interface.
1. Rooli Casino
As an online casino launched in 2024, Rooli Casino offers Loonio integration within a modern, clean cashier interface. From a usability standpoint, Rooli made it easy to learn more about how Loonio works directly within the cashier, which is helpful for first-time users. Withdrawals were subject to standard processing times, but once released, funds were returned to the linked bank account promptly.
This offer is not available for players residing in Ontario.2. PlayAmo Casino
Using Loonio at PlayAmo was simple and fast. During testing, when it was our turn to make a deposit, the entire process, including choosing a banking institution, was quick and friendly. What stood out was how little friction there was, no redirects, no “oops, something went wrong while submitting the form” messages, and no unnecessary verification prompts for standard deposits.
This offer is not available for players residing in Ontario.3. Woo Casino
Woo Casino provides the Loonio payment method as part of its wider Interac banking system. Our experience depositing with Woo via Loonio was easy and straightforward on both mobile and desktop. The casino clearly positions Loonio as a primary payment option for Canadian players, and transaction confirmations were delivered in real time. If you value instant deposits and minimal manual steps, Woo Casino is one of the better options for using Loonio.
This offer is not available for players residing in Ontario.Loonio, Interac, and Other Interac Payment Processors
Loonio operates within the wider Interac ecosystem, alongside other well-known payment processors used by Canadian online casinos. While all of these rely on Interac infrastructure, each serves a slightly different role.
Gigadat
Gigadat acts as a behind-the-scenes processor that connects online casinos with Canadian banks and credit unions. In many cases, players playing at Gigadat casinos don’t see Gigadat by name, even though it powers the transaction.
Payper Inc
Payper focuses on secure online banking payments and is commonly used for casino deposits. Like Loonio, Payper inc casinos avoid card networks and work directly with Canadian financial institutions.
Paydirect Now
Paydirect Now specialises in fast bank-to-merchant payments, often used for instant deposits. Compared to Loonio, casinos with Paydirect tend to be more merchant-centric, whereas Loonio emphasizes user-friendly, form-based banking flows.
How to Use Loonio at Online Casinos
Getting started with Loonio at online casinos is simple, especially for Canadian players who are already familiar with Interac online banking. Loonio is designed to feel familiar, using a secure, form-based flow that connects directly with your bank rather than relying on credit cards or e-wallets. What stood out the most for us was the fact that you don’t need a separate Loonio account to manage, no app to download, and no need to share sensitive banking details with the casino itself.
From our experience, these three factors made our process feel very similar to other Interac-powered payment options, but with a cleaner interface and fewer steps. Once selected in the casino cashier, Loonio guides you through the transaction in real time, making it easy even for first-time users.
How to Deposit with Loonio at Online Casinos
Depositing with Loonio is quick and intuitive, and in our tests, it reliably provided instant results.
- Choose a casino site that accepts Loonio – You can pick one of our top 3 recommendations to start your journey with using Loonio. You should know that not all of the casinos that accept Interac also support Loonio.
- Select Loonio as your payment option – Once you choose your favourite Loonio casino, head to the cashier section, and the Loonio logo will be attached to the Interac Logo, alongside other banking methods.
- Enter your deposit amount – Make sure the amount meets the casino’s minimum deposit requirement, which is typically around $30, make it a reasonable start for Canadian players.
- Fill in the Loonio form – You’ll be asked to choose your Canadian financial institution or province/territory and credit union, and securely redirected to your bank’s login page to authenticate the transaction.
- Confirm the payment – Once confirmed, the payment is processed immediately.
To be honest, this flow is one of Loonio’s biggest strengths, particularly for players who value instant deposits without the tedious delays of card verification. one of Loonio’s biggest strengths, particularly for players who value instant deposits without card verification delays.
How to Withdraw Your Winnings with Loonio
Withdrawing winnings via Loonio is just as straightforward as making a deposit, although the availability depends on the casino’s payout policies.
- Open the withdrawal tab of the casino’s cashier – Navigate to withdrawals within your casino account, which is usually the one next to the deposit tab.
- Select Loonio as your withdrawal method. First, make sure the casino accepts Loonio as a withdrawal option, not just a deposit one. Note that some casinos require you to withdraw using the same method used for deposits.
- Enter the withdrawal amount – Once you confirm the casino accepts withdrawals, make sure the amount meets the casino’s minimum withdrawal threshold.
- Confirm your bank details – These must match the details used during the deposit for security reasons. The casino will process it internally before releasing the funds.
- Withdraw your winnings – Once approved, winnings are sent directly back to your bank.
It’s worth noting that while Loonio itself is fast, withdrawal times are influenced by the casino’s internal approval process.It’s worth noting that while Loonio itself is fast, withdrawal times are influenced by the casino’s internal approval process.
Loonio Transaction Times, Fees, and Limits
When we evaluated Loonio, it wasn’t enough for us that it is part of the biggest payment network in Canada; factors like transaction speed and cost are key to determining whether it’s the right payment for you. Based on our experience with more than 30 payment methods available in Canada, Loonio performs particularly well for deposits, while withdrawals depend more on casino-side processing.
- Deposit speed: usually up to 30 seconds
- Withdrawal speed: 10 minutes – 1 hour (e-Transfer)
- Fees: Usually, none are charged by the casino, but there might be fees related to your bank
- Limits: Determined by the casino and your bank, often higher than credit or debit cards
The combination of instant deposits, low fees, and higher limits makes Loonio especially attractive to Canadian players who prefer direct bank-to-bank transactions. It goes beyond many of the downsides credit card users face, such as declines and extra authentication steps, while still providing security and safety. It is particularly attractive for Canadian players who want fast access to funds without card restrictions or lengthy processing times.
Pros and Cons of Loonio Casinos
Before choosing Loonio as your primary casino payment method, it’s worth weighing its strengths against its limitations. While Loonio offers a reliable and protected banking experience for Canadian players, it may not suit every playing style or every casino platform.
 | Direct connection to Canadian banks and credit unions using secure online banking institutions |
| Instant deposits with real-time confirmation |
| No card details shared with the casino |
| Works with the biggest Canadian banks and credit unions |
| Deposit process feels intuitive for Interac users |
 | Although growing in popularity, Loonio is still not as widely supported as Interac e-Transfer |
| Withdrawals depend on casino availability |
| Players must have active online banking with a supported Canadian bank or credit union |
Alternative Payment Methods to Loonio
Don’t be opposed to it if Loonio isn’t available at your chosen casino. As we just said, it’s a growing payment method, and it may take some time to become available, as with Interac. However, there are several other payment options we highly recommend for Canadian players:
Each of these payment methods serves a slightly different player preference, but for those who prioritise direct bank connections and instant deposits, Loonio remains one of the most streamlined options available to Canadian casino players.
General Info About Loonio Casino Payments
| 🔥 Best Loonio Casino | Rooli Casino |
| 💳 Payment method | FinTech payment gateway |
| 💰 Minimum deposit | $30 |
| 💸 Maximum deposit | $4,000 |
| 💱 Deposit time | Instant |
| 💲Withdrawal time | Up to 24 hours |
| 🏦 Alternatives | Interac, Gigadat, PayDirect Now, Payper Inc |
Conclusion
After using Loonio across several Canadian online casinos, we can easily say that this payment method is perfect for players who prefer simplicity and speed over gimmicks. What stood out the most to us was how easy the process was: They eliminated all unnecessary redirects, card declines, and frustrating moments when you’re left wondering whether the payment went through. It’s true that Loonio is still hard to get, so if you rely heavily on prepaid vouchers or want full control over withdrawals through a single wallet, other payment options may suit you better. Overall, we think that Loonio is the most promising payment method for 2026 and for the near future.
FAQ
- Is Loonio safe to use at online casinos?
-
Yes. Loonio uses bank-grade security and connects directly with Canadian banks.
- Are Loonio deposits instant?
-
In most cases, deposits are processed in real time.
- Can I withdraw casino winnings using Loonio?
-
Some casinos support Loonio withdrawals, while others may use alternative methods.
- Does Loonio charge fees?
-
Casinos typically do not charge fees; your bank may apply standard online banking charges.
- Which banks support Loonio?
-
Loonio works with most major Canadian banks and many credit unions.
